WHAT IS A PREAPPROVAL?

A mortgage pre-approval means a loan officer has looked at your finances—your income, debt, assets, and credit history—and determined how much money you can borrow, how much you could pay per month, and what your interest rate will be.

What I do

As your mortgage loan specialist, I am dedicated to help you experience a simplified and streamlined mortgage service without stress!

Staying focused on my client's needs, I provide consultation and information on the appropriate mortgage strategy to meet your goals and financial needs before, during and after your home purchase!

Text or call me direct for answers to your mortgage questions.

Looking forward to speaking to you!

HEATHER HOOVER

Mortgage Loan Originator

ABLE TO CLOSE LOANS IN ALL 50 STATES!

CALL/TEXT: 219-309-8009

APPLY NOW

COMMON MORTGAGE TYPES

A conventional loan is not offered or secured by a government entity. Therefore, they are riskier lenders and tend to have tougher credit and income requirements.

CONVENTIONAL

FHA loans are insured by the federal government. They have different qualifications and credit requirements, including a lower downpayment.

FHA

VA

The VA loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses.

USDA

A USDA loan offers considerable benefits for those wishing to purchase a home in an eligible rural area.

REVERSE MORTGAGE

A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash.